NWCDN Members regularly post articles and summary judgements in workers’ compensations law in your state.
Select a state from the dropdown menu below to scroll through the state specific archives for updates and opinions on various workers’ compensation laws in your state.
Contact information for NWCDN members is also located on the state specific links in the event you have additional questions or your company is seeking a workers’ compensation lawyer in your state.
A recent study by the Division shows that nearly one-third of Texas small businesses opt out of subscribing to workers’ compensation insurance. According to the Division's investigation, 28% of small business owners (those with fewer than 50 employees) opted not to subscribe. That number increased to 36% for small businesses with one to four employees. However, of those who opt out, 30% report offering some alternative form of workers’ compensation coverage.
Small business owners cited having “too few employees” and “too few on-the-job injuries” as reasons for opting out of coverage. Nineteen percent said they opted out because premiums were too high. The largest industries with non-subscribers were healthcare (38% opt out), wholesale (33% opt out), and arts and entertainment (32% opt out).
Texas is the only state where businesses have the option to subscribe to the state workers’ compensation system. The majority of employers choose to participate. The number of employees covered by the state’s workers’ compensation system has been around 80% since 2004.