From
January 1, 2006 to July 1, 2008, an employer’s mutual company, BrickStreet
Mutual Insurance Company, was the sole provider of workers’ compensation
insurance in West Virginia.BrickStreet
has transformed the market that was a government-run system since 1913.BrickStreet’s outstanding performance over
the course of two and a half years has established a private workers’
compensation market that is competitive and predictable.As of May 2008, 21 new companies were licensed
to write workers’ compensation coverage in West Virginia.The Offices of the Insurance Commissioner
designated NCCI as the rating organization and also named NCCI the residual
market plan administrator.
After
several years of silence on any major issues and in an election year, the West
Virginia Supreme Court of Appeals issued four decisions in the Spring 2008 term.
In
Fenton Art Glass Co. v. West
Virginia Office Insurance Commission and Jack L. Garrison, No. 33673
(Per Curiam)(Starcher, J., and Albright, J., concurring in part and
dissenting in part)(June 26, 2008), the Court issued an opinion regarding
the deference provided to the conclusions of the Occupational Pneumoconiosis
Board.The Court granted mixed
relief from orders of the Workers' Compensation Board of Review (“WCBOR”) in
a case involving occupational pneumoconiosis.The Court held that the OP Board’s administrative
determination regarding the non-medical exposure issue was properly
decided and affirmed by the WCBOR.The Court further held that the WCBOR
improperly substituted its judgment for the expertise of the OP Board by
reversing the OP Board's determination and granting the claimant a five
percent award.The WCBOR violated
the statutory standard of review by failing to accord deference to the
medical findings of the OP Board.The case was remanded for entry of an order denying the claimant
relief.
In Lovas v. Consolidated Cola Co., No.
33670 (Albright, J.)(Starcher, J., concurring)(May 23, 2008), the Court
addressed the issue of the administrative closure regulation that
conflicted with statute.The Court
reversed an order of the WCBOR that affirmed an administrative closure of
a claim.The Court held that the
implementation of 85 W. Va. CSR § 1-13.1 generated the misconception that
it is necessary to formally petition to reopen any claim closed
administratively under the regulation, or to demonstrate an aggravation of
the claimant's condition.The
implementation of this regulation conflicts with the intention of the
Legislature, that a claim should remain open for medical benefits on an
unlimited basis until it satisfies the statutory requirements for
permanent closure identified in West Virginia Code § 23-4-16(a)(4).The Court recognized the arguments of
the administrator of the Old Fund, the West Virginia Offices of the
Insurance Commissioner, that there is value in an internal temporary
deactivation for administrative reasons.The Court declared the current regulation invalid.The
Court directed that notice is to be provided to each claimant whose claim
remains active under the five-year rule but that was administratively
closed.The notice must also
indicate that the standard evidence indicating that a requested
authorization is medically necessary and reasonably required will justify
continued action on the claim if appropriate under West Virginia Code §
23-4-16(a)(4).
The third
written opinion on workers’ compensation this last term was a per curiam opinion addressing the
addition of a psychiatric condition as a compensable component to a
claim.In Wilkinson v. West Virginia Office Insurance Commission and Putnam
County Bd. of Ed., No. 33672 (Per
Curiam)(June 23, 2008), the Court addressed a technically moot issue,
and reversed an order of the WCBOR that upheld an administrative decision
that there was no justification for adding a psychiatric condition as a
compensable component of an existing claim.The Court held that the Office of Judges
wrongly disregarded substantial evidence of record that claimant's
psychiatric condition was related to her compensable injury.The Court further held that the claimant
did not have the burden to prove that her psychiatric condition did not
result from another major medical procedure.Finally, the Court held that the Office
of Judges wrongly disregarded as unreliable two medical reports submitted
by the claimant.
In SWVA, Inc. v. West Virginia Office
Insurance Commission and Elmer Adkins, Jr., No. 33708 (Per Curiam)(Starcher,
J., concurring)(June 26, 2008), the Court affirmed a decision by the WCBOR
that authorized use of digital hearing aids.The Court held that sufficient evidence
exists to establish that digital hearing aids are reasonably required for
treatment under the circumstances in the claim.